Take It From The Horse’s Mouth-Getting Pre-approved Prior To Viewing Properties Should Be Your Priority & First Thing On Your List When Buying Real Estate!
Buyers: You Need To Know How Much A Mortgage You Can Qualify For & What Monthly Payments You Will Be Obligated To Pay. Depending On Your Loan Type And/ Or FICO Score, How Much Money You Yourself Will Have To Bring To The Table. Have a high credit score? That’s great but there’s more to getting loan approval, your debt ratio is a part of the equation, what debts, credit card payments etc will lower the amount of income that can be applied to a mortgage. That in turn may lessen your mortgage loan approval amount & these Are Things Buyers Need To Know Prior To Actually Viewing Homes~ Be A Prepared, Qualified & Ready Buyer TODAY. Buyers You Don’t Want To Find That “DREAM HOME” Or Any Home, Then Find Out You Won’t Qualify For Financing. There’s So Much More To Loan Approval Than Just Your Income~ Being An Already Approved AND Qualified Buyer Gives You More Than just A Start In Your Home Purchase. It Will Give You Negotiation Power-Cause You Know Right At This Point What Your Loan Limit, Projected Interest Rate, Number Of Years That You Are Approved For. Not to mention many sellers require the buyer be approved prior to considering offers. Make This YOUR Year To Become A HOME OWNER Or The INVESTOR Of Many Homes!!!! We Are Here To Help TODAY!!!!!
Check With Your Lender & Know Before You Go!!!!
BEING PRE~QUALIFIED IS NOT THE SAME AS PREAPPROVED & MOST SELLERS WON”T ACCEPT PRE~QUALIFIED WHEN IT COMES TO SUBMITTING OFFERS. Why?? Because with Pre~Qualified, Your Credit & Job history etc has not been reviewed.
Sometimes There May Be Issues Your Lender May Require You As A Future Buyer To Address Before Granting Loan Approval ~ So Call Us & Stay In Touch Let’s Work On This Together-It’s Just The Beginning!!!!
ARE YOU READY TO BECOME A HOME OWNER/LANDLORD TODAY????
WE ARE READY TO WORK WITH YOU TODAY- As Your Agent, Whether Selling Or Buying Real Estate ~ Contact US TODAY!!
“FINDING HOMES NEW OWNERS IS WHAT WE DO!!!!”
DEBORAH K CHRISCO
Gina R Miller